Mudaraba Esteem Savers Account

Mudaraba Esteem Savers account is opened under the Mudaraba principle of Islamic Shari’ah. Under the above principle the client is the owner of the fund (Shaheb-Al Mal) and the Bank is just Manager of the Fund (Mudarib).

Mudaraba Esteem Savers Account is mainly meant for Top income level individuals who are willing to deposit substantial amount on the savings account and maintain a highly monthly average balance compared to regular Mudaraba Savings Account.

Product Features

  • Fully Shari’ah compliant
  • Attractive Weightage on this product to ensure highest rate of return
  • Profit is calculated on daily closing balance and payable on Half-yearly basis
  • Unlimited withdrawals
  • No fees on Debit Card
  • Free Online Banking facility
  • Privileged Banking services
  • Exclusive benefits on Foreign Exchange related services
  • No Account Maintenance fee
  • No charge for Standing Instruction/Issuance of Solvency Certificate
  • 25% discount on Locker related services

Basic Requirements

  • Complete account opening form
  • Personal Information of Account Holder
  • 2 copies of passport size photograph of Account Holder duly attested by introducer
  • 1 copy passport size photograph of nominee duly attested by Account Holder
  • Identification proof like National ID Card/Passport/Driving License of Account Holder
  • Signature of Introducer (if required)
  • Updated TIN Certificate
  • Minimum Account opening deposit of BDT 30,000/-

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