Home Loan (HBL)
My First Home
- Purchasing dwelling for Residential purpose
- Apartments under construction are also applicable for New Home facility
Home Construction Loan
- To construct residential buildings
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House Construction Loan will be 70% of the total estimated cost of the construction or the
maximum amount of loan assessed based on customers’ creditworthiness as per Premier Bank’s
credit policy, whichever is lower - Disbursement will be made into different phases
Takeover Loan
- Consolidation of existing housings/structures
- Home/House renovation loan
- Any other loan from any schedule Bank’s / Financial institutions to PBL
- All loan consolidation will be under existing or new home loan
- Consolidation of Personal loan, Auto loan, Credit Card
Interior & Exterior Loan
- Extending loan facilities for different purposes
- House extension
- House Renovation
- Face uplifting
- My Next Home
- This is a solution to buy apartments from uncategorized developer under TPA
- Offering his/her existing unencumbered property as a registered mortgage
Home Line of Credit (HLC)
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Home Line of Credit is the overdraft facility for the existing home loan customers of Premier
Bank Limited in combination with the existing home loan -
HLC can be topped up based on the performance of the loan and a percentage of the total
installment paid -
New Home Loan applicant may also avail HLC up to max Tk. 10 Lac or where in the permissible Home
Loan will be segregated in to Home + HLC
Interest Only Home Loan
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Pay only the interest on the principal balance, with the principal balance unchanged for a set
term/tenor -
At the end of the interest-only term/tenor the borrower starts to pay both interest and
principal as per amortization schedule - Maximum tenor for interest only home loan is two years
Home Clubbed Secured
- Retail Bundle: Home Loan, Credit Card (pre-approved) and/or Personal Loan, and/or Auto Loan
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SME Bundle: Home Loan with SME Line of Credit (revolving) with interest only option for two
years - SME line of credit will be topped up if 80% of principle installments are paid
Loan size |
Min BDT 10 Lac Max 2.00 Crore |
---|---|
Interest Rate |
New Home, Home Construction, & Home Credit –15.00% p.a. with quarterly rest (Variable) Balance Consolidation – 15.00% p.a. with quarterly rest (Variable) |
Processing Fee |
1.00% of the loan amount |
Tenor |
Tenor Maximum – 25 years (300 months). |
Apply Now
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Contact Information
open-close-
IQBAL CENTRE
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- 16411(Mobile)
or 09612016411(Overseas & Land Phone)
- 16411(Mobile)
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Fax
880-2-9820808;880-2-9820849
SWIFT Code
:PRMRBDDH
Email
customer.service@
premierbankltd.com
42 Kemal Ataturk Avenue
Banani, Dhaka-1213 -