Mahar Savings Scheme

Premier Tijarah ‘Mahar Savings Scheme’ is opened under the Mudaraba principal of Islamic Shari’ah. Under the above principal the client is the owner of the fund (Shaheb-Al Mal) and the Bank is just Manager of the Fund (Mudarib). This Scheme is designed for married/unmarried  persons to accumulate an amount of money by way of depositing small amounts each month as per his ability with an intention to pay-off the amount DUE [as FARD/Obligatory] on him as MOHORANA towards his wife. Alternatively we want to safe-guard the Right of the Women of our society through this product.

Product Features

  • Fully Shari’ah compliant
  • Can be opened for 3 years, 5 years and 8 years
  • Installment size is BDT 1,000/- to BDT 10,000/- (Multiple of BDT 1,000/-)
  • Account should be opened & encashed jointly with his spouse where Husband should be 1st
  • Children (if any) may be assigned as Nominee.

Basic Requirements

  • Complete Account Opening Form.
  • Personal Information of both the Account Holders (Husband & Wife).
  • 2 copies of passport size photograph of each Account Holder duly attested by Introducer.
  • 1 copy passport size photograph of Nominee duly attested by Account Holder(s).
  • Identification proof like National ID Card/Passport/Driving License of Account Holders.
  • Signature of Introducer (if required).
  • Updated TIN Certificate of Account Holder(s).

Chart of Maturity Value (Provisional)

Installment Amount/ Net Payable
(03 yrs@9.00%)		 Net Payable
(05 yrs@9.25%)		 Net Payable
(08 yrs@9.50%)
1,000.00 41,200.00 75,700.00 141,600.00
2,000.00 82,500.00 151,500.00 283,300.00
3,000.00 123,700.00 227,300.00 425,000.00
4,000.00 165,000.00 303,100.00 566,700.00
5,000.00 206,000.00 378,900.00 708,400.00
6,000.00 247,500.00 454,700.00 850,100.00
7,000.00 288,700.00 530,500.00 991,800.00
8,000.00 330,000.00 606,300.00 1,133,500.00
9,000.00 371,200.00 682,100.00 1,275,200.00
10,000.00 412,500.00 757,900.00 1,416,900.00

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