Refinance Facility under “Supporting Post Covid-19 Small Scale Employment Creation Project (SPCSSECP)” to support Cottage, Micro and Small Enterprise (CMSEs)

Type of Facility

• Working Capital Term Loan

Loan/Investment Limit

Maximum Tk. 3.00 Lac

Tenure /Validity

• Working Capital /Short Term Loan (Available for up to 01 Year)
• Medium Term Loans (Available for a period of maximum 3 years)
• Long Term Loans (Available for a period of maximum 5 years)
• Grace period can be provided for up to 6 months

Rate of Int. /Profit for customer

5.50% p.a.

Rate of Int. /Profit for Bank/NBFI

1.50% p.a.

Net Spread

4.00% p.a.