Interest Rate Matrix

Product Name Parameter Rate
1 Month FDR Any amount 4.00% p.a.
2 Months FDR Any amount 4.50% p.a.
3 Months FDR For Retail Deposits, Employee Provident Fund and Gratuity Funds of Public & Private Institutions 8.75% p.a
For Corporate & Others 8.50% p.a.
100 Days FDR Any amount 11.00% p.a
6 Months FDR For Retail Deposits, Employee Provident Fund and Gratuity Funds of Public & Private Institutions 8.75% p.a
For Corporate & Others 8.50% p.a.
12 Months FDR For Retail Deposits, Employee Provident Fund and Gratuity Funds of Public & Private Institutions 8.75% p.a
For Corporate & Others 8.50% p.a.
13 Months FDR Any amount 9.25% p.a
36 Months FDR For Retail Deposits, Employee Provident Fund and Gratuity Funds of Public & Private Institutions 7.00% p.a
For Corporate & Others 5.00% p.a.
SB Deposit Up to Tk. 1.00 Lac (Minimum Balance: Tk. 5000.00) 3.00% p.a.
Tk. 1.00 lac & above (Minimum Balance: Tk. 5000.00) 3.50% p.a.
Payroll Account Up to Tk. 1.00 Lac 1.00% p.a
Tk. 1.00 lac to 5.00 Lac 1.50% p.a
Tk. 5.00 Lac to 25.00 Lac 1.75% p.a
Tk. 25.00 Lac to 1.00 Crore 2.00% p.a.
Tk. 1.00 Crore & above 2.50% p.a.
SND Less than Tk. 1.00 Crore 3.00% p.a.
Tk. 1.00 Crore & above but less than Tk. 25.00 Crore 3.50% p.a.
Tk. 25.00 Crore & above but less than Tk. 50.00 Crore 3.75% p.a.
Tk. 50 Crore & above but less than Tk. 100.00 Crore 4.00% p.a.
Tk. 100.00 Crore & above 4.50% p.a.
Premier Super Account Tk. 5.00 Crore to below Tk. 15.00 Crore 4.00% p.a.
Tk. 15.00 Crore to below Tk. 25.00 Crore 4.25% p.a.
Tk. 25.00 Crore to below Tk. 50.00 Crore 4.50% p.a.
Tk. 50.00 Crore to below Tk. 100.00 Crore 4.75% p.a
Tk. 100.00 Crore & Above 5.25% p.a.
Premier 50 Plus A/C Less than Tk. 10.00 Lac 3.00% p.a.
Tk. 10.00 Lac – less than Tk. 50.00 Lac 4.00% p.a.
Tk. 50.00 Lac – less than Tk. 1.00 Crore 5.00% p.a
Tk. 1.00 Crore & above 6.00% p.a
Premier Genius A/C Min balance BDT 500.00 2.00% p.a.
Premier Esteem Savers Daily Balance below Tk. 50,000.00 Nil
Tk. 50,000.00 – Below Tk. 200,000.00 3.00% p.a.
Tk. 200,000.00 – Below Tk. 500,000.00 4.00 % p.a.
Tk. 500,000.00 & Above 4.50% p.a.
Premier Excel Savers Daily Balance below Tk. 10,000.00 Nil
Tk. 10,000.00 – Below Tk. 100,000.00 3.00% p.a.
Tk. 100,000.00 – Below Tk. 200,000.00 3.50% p.a.
Tk. 200,000.00 & Above 4.00% p.a.
Premier Shadhinota Any Amount 4.00% p.a.
Premier High Performance Account Tk. 5.00 Crore to below Tk. 15.00 Crore 4.00% p.a.
Tk. 15.00 Crore to below Tk. 25.00 Crore 4.25% p.a.
Tk. 25.00 Crore to below Tk. 50.00 Crore 4.50% p.a.
Tk. 50.00 Crore to below Tk. 100.00 Crore 4.75% p.a
Tk. 100.00 Crore & above 5.25% p.a.
Premier Remittance Savers Min Balance BDT 1000.00 0.50% higher of Savings Rate
Premier Women’s Savers Account – Sanchita Less than Tk. 10.00 Lac 3.00% p.a.
Tk. 10.00 Lac – less than Tk. 50.00 Lac 4.00% p.a.
Tk. 50.00 Lac – less than Tk. 1.00 Crore 5.00% p.a
Tk. 1.00 Crore & above 6.00% p.a
Double Benefit Scheme (DBS) Parameters
Opening Amount 10,000/- or its multiple
Tenor 05 Years 06 Months
Interest Rate(APR) 13.44% p.a.
Monthly Income Scheme (MIS) for 1 years Parameters
Opening Amount Tk. 50, 000/- or its multiple
Monthly Benefit (Gross) Tk. 450.00 or its multiple
Interest Rate 10.80% p.a.
Monthly Income Scheme (MIS) for 3 years Parameters
Opening Amount Tk. 50, 000/- or its multiple
Monthly Benefit (Gross) Tk. 470.83 or its multiple
Interest Rate 11.30% p.a.
Monthly Income Scheme (MIS) for 5 years Parameters
Opening Amount Tk. 50, 000/- or its multiple
Monthly Benefit (Gross) Tk. 491.67 or its multiple
Interest Rate 11.80% p.a.
Monthly Savings Scheme (MSS) for 3 years Parameters
Opening Amount Tk. 500.00 or its multiple
Maturity Benefit (Gross) Tk. 20,733.00 or its multiple
Interest Rate 9.50% p.a.
Monthly Savings Scheme (MSS) for 5 years Parameters
Opening Amount Tk. 500.00 or its multiple
Maturity Benefit (Gross) Tk. 38,211.00 or its multiple
Interest Rate 9.50% p.a.
Monthly Savings Scheme (MSS) for 10 years Parameters
Opening Amount Tk. 500.00 or its multiple
Maturity Benefit (Gross) Tk. 100,969.00 or its multiple
Interest Rate 9.75% p.a.
Monthly Savings Scheme (MSS) for 12 years Parameters
Opening Amount Tk. 500.00 or its multiple
Maturity Benefit (Gross) Tk. 1,38,219.00 or its multiple
Interest Rate 10.00% p.a.
Education Savings Scheme (ESS) for 5 years Parameters
Opening Amount Tk. 1000.00 or its multiple
Maturity Benefit (Gross) Tk. 76,422.00 or its multiple
Interest Rate 9.50% p.a.
Education Savings Scheme (ESS) for 8 years Parameters
Opening Amount Tk. 1000.00 or its multiple
Maturity Benefit (Gross) Tk. 1,42,975.00 or its multiple
Interest Rate 9.50% p.a.
Education Savings Scheme (ESS) for 10 years Parameters
Opening Amount Tk. 1000.00 or its multiple
Maturity Benefit (Gross) Tk. 2,01,938.00 or its multiple
Interest Rate 9.75% p.a.
Education Savings Scheme (ESS) for 12 years Parameters
Opening Amount Tk. 1000.00 or its multiple
Maturity Benefit (Gross) Tk. 2,76,438.00 or its multiple
Interest Rate 10.00% p.a.
Interest First Fixed Deposit (IFFD)
Tenor (year) Interest Rate Supposed Principal Amount Interest Amount (gross)
01 year 8.75% 1,00,000.00 8,750.00
02 years 9.00% 1,00,000.00 18,000.00
03 years 9.25% 1,00,000.00 27,750.00
Premier Lakopoti
Tenor (year) Initial Deposit Maturity Value
10,000.00 20,000.00
Monthly installment
1 7,100.00 6,225.00 1,00,000.00
2 3,345.00 2,885.00
Premier Millionaire
Tenor (year) Initial Deposit Maturity Value
1,00,000.00 5,00,000.00
Monthly installment
1 – 35,950.00
2 33,410.00 15,050.00
3 20,915.00 8,100.00 10,00,000.00
4 14,695.00 4,650.00
5 10,890.00 2,450.00
Premier Kotipoti
Tenor (year) Initial Deposit Maturity Value
25,00,000.00 50,00,000.00
Monthly installment
1 – 359,260.00
2 265,200.00 150,410.00
3 161,100.00 81,000.00 100,00,000.00
4 109,265.00 46,450.00
5 77,185.00 24,375.00
Shwapno – Monthly Savings Scheme for 2 years Parameters
Opening Amount Tk. 3800.00
Maturity Benefit (Gross) Tk. 100,000.00
Interest Rate 9.50% p.a.
Registerd Retirement Deposit Plan (RRDP)
Tenor Interest rate Monthly installment Maturity Value
10 Years 9.35% 50662
12 years 9.45% 37603
15 Years 9.55% 25142 100,00,000.00
20 years 9.65% 13779
25 Years 9.75% 7864