Mahar Savings Scheme

Premier Tijarah ‘Mahar Savings Scheme’ is opened under the Mudaraba principal of Islamic Shari’ah. Under the above principal the client is the owner of the fund (Shaheb-Al Mal) and the Bank is just Manager of the Fund (Mudarib). This Scheme is designed for married/unmarried  persons to accumulate an amount of money by way of depositing small amounts each month as per his ability with an intention to pay-off the amount DUE [as FARD/Obligatory] on him as MOHORANA towards his wife. Alternatively we want to safe-guard the Right of the Women of our society through this product.

Product Features

  • Fully Shari’ah compliant
  • Can be opened for 3 years, 5 years and 8 years
  • Installment size is BDT 1,000/- to BDT 10,000/- (Multiple of BDT 1,000/-)
  • Account should be opened & encashed jointly with his spouse where Husband should be 1st
  • Children (if any) may be assigned as Nominee.

Basic Requirements

  • Complete Account Opening Form.
  • Personal Information of both the Account Holders (Husband & Wife).
  • 2 copies of passport size photograph of each Account Holder duly attested by Introducer.
  • 1 copy passport size photograph of Nominee duly attested by Account Holder(s).
  • Identification proof like National ID Card/Passport/Driving License of Account Holders.
  • Signature of Introducer (if required).
  • Updated TIN Certificate of Account Holder(s).

Chart of Maturity Value (Provisional)

Installment Amount/Tenor Net Payable

(03 yrs@10.50%)

Net Payable

(05 yrs@11.00%)

Net Payable

(08 yrs@11.50%)

1,000/- 42,150/- 79,150/- 1,53,750/-
2,000/- 84,350/- 1,58,200/- 3,07,100/-
3,000/- 1,26,500/- 2,37,200/- 4,60,800/-
4,000/- 1,68,550/- 3,16,150/- 6,14,450/-
5,000/- 2,10,700/- 3,95,350/- 7,68,000/-
6,000/- 2,52,900/- 4,74,550/- 9,21,550/-
7,000/- 2,95,100/- 5,53,700/- 10,75,000/-
8,000/- 3,37,100/- 6,32,700/- 12,28,650/-
9,000/- 3,79,250/- 7,11,500/- 13,79,850/-
10,000/- 4,21,450/- 7,90,650/- 15,33,800/-

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